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CRA Problems with ConnectOne Merger With First of Long Island Fair Finance Watch Finds

by Matthew Russell Lee, Patreon Book Substack

SOUTH BRONX, Sept 8 –As ConnectOne Bank and First National Bank of Long Island congratulate themselves on a merger proposal, the preliminary review by Fair Finance Watch finds problems.

  ConnectOne, taking deposits in New York, New Jersey and Florida, in 2023 made only one mortgage loan to an African American applicant.  

  Meanwhile First National Bank of Long Island, after a weak and disparate lending performance in 2023, now lists on its website that mortgages are only offered through Rocket Mortgage. How do and would these two banks - which should be kept separate and not be allowed the merge, under the Community Reinvestment Act, serve communities. It appears that they don't.

 Inner City Press will be FOIA-ing the required applications for regulatory approval when they are filed. Watch this site

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