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Sept 24, 2013

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Google, Asked at UN About Censorship, Moved to Censor the Questioner, Sources Say, Blaming UN - Update - Editorial

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In CRA Test First National Community Bank Bid for Georgia Heritage First Is Challenged to OCC

By Matthew Russell Lee, Patreon
BBC - Guardian UK - Honduras - ESPN

FEDERAL COURT / S Bronx, March 20 – Whether or not the U.S. Community Reinvestment Act will be again enforced until the new Administration and its regulators is an open questions.

  Two months into the new Administration, Fair Finance Watch with Inner City Press on the FOIA filed comments with the Office of the Comptroller of the Currency on a proposal in Georgia, by First National Community Bank to acquire Heritage First Bank.

"The applicant First National Community Bank in Georgia in 2019 made 45 home loans to whites and only ONE to African Americans.    

 "The target Heritage First Bank in Georgia in 2019 made 44 home loans to whites and also only ONE to African Americans.    This is totally unacceptable.    

   FFW and Inner City Press have been deeply concerned about the rush by the OCC under previous Comptroller Brooks to rubberstamp mergers by redliners. This has been killing the Community Reinvestment Act and we timely request public hearings.   

The hearings, and your review, should also address First National Community Bank's prior consent order: "DUNMORE — First National Community Bank was released Wednesday from a federal consent order issued by the Office of the Comptroller of the Currency.  The order defined 21 articles the community bank had to address which included a capital plan to handle property acquisitions, develop and implement policies and procedures to ensure compliance with the Bank Secrecy Act."  The comment period should be extended; evidentiary hearings should be held; and on the current record, the application should not be approved."

The Fed's logic in extending a recent comment period due to Coronavirus must apply to this and other applications. These are litmus tests. Watch this site.

 Meanwhile in Federal court, PNC Bank and its Midland Loan Services have been sued for usury, predatory lending and civil conspiracy, under New York and Federal law.  


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